:root{
  --white:#FFFFFF;--gray:#F5F7FA;--navy:#1F3B5B;--blue:#2E7BEF;--light:#EAF2FF;
  --text:#2A3346;--muted:#5C6B82;--border:#E3E9F2;
  --shadow:0 10px 30px -12px rgba(31,59,91,.18);
  --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter','Segoe UI',system-ui,-apple-system,sans-serif;color:var(--text);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1180px;margin:0 auto;padding:0 24px}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:14px 28px;border-radius:10px;font-weight:600;border:0;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s}
.btn:hover{background:#1f66d8;transform:translateY(-2px);box-shadow:0 8px 20px rgba(46,123,239,.35);text-decoration:none}
.btn-outline{background:transparent;color:var(--navy);border:2px solid var(--border)}
.btn-outline:hover{background:var(--light);color:var(--navy)}

/* Header */
.header{position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);z-index:100;border-bottom:1px solid var(--border)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0}
.logo{font-weight:800;font-size:1.25rem;color:var(--navy);display:flex;align-items:center;gap:10px}
.logo-mark{width:32px;height:32px;border-radius:8px;background:linear-gradient(135deg,var(--blue),var(--navy));display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800}
.nav-links{display:flex;gap:30px;list-style:none;align-items:center}
.nav-links a{color:var(--navy);font-weight:500}
.menu-btn{display:none;background:none;border:0;font-size:1.5rem;color:var(--navy);cursor:pointer}

/* Hero */
.hero{position:relative;padding:90px 0 100px;background:linear-gradient(135deg,var(--light) 0%,#fff 60%);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center}
.hero h1{font-size:clamp(2rem,4.2vw,3.4rem);line-height:1.1;color:var(--navy);font-weight:800;letter-spacing:-.02em;margin-bottom:20px}
.hero p{font-size:1.15rem;color:var(--muted);margin-bottom:32px;max-width:560px}
.hero-img{border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.hero-img img{width:100%;height:100%;object-fit:cover}

/* Sections */
section{padding:90px 0}
.section-head{text-align:center;max-width:720px;margin:0 auto 56px}
.eyebrow{display:inline-block;color:var(--blue);font-weight:700;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;background:var(--light);padding:6px 14px;border-radius:999px;margin-bottom:18px}
h2{font-size:clamp(1.7rem,3vw,2.5rem);color:var(--navy);font-weight:800;letter-spacing:-.01em;margin-bottom:14px;line-height:1.2}
.section-head p{color:var(--muted);font-size:1.05rem}

/* Cards */
.bg-soft{background:var(--gray)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;padding:32px 26px;border-radius:var(--radius);border:1px solid var(--border);transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--light)}
.card-icon{width:54px;height:54px;border-radius:12px;background:var(--light);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:18px;font-size:1.5rem}
.card h3{color:var(--navy);font-size:1.15rem;margin-bottom:8px}
.card p{color:var(--muted);font-size:.95rem}

/* Resources */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split img{border-radius:18px;box-shadow:var(--shadow)}
.list{list-style:none;margin-top:20px}
.list li{padding:16px 0;border-bottom:1px solid var(--border);display:flex;gap:14px;align-items:flex-start}
.list li:last-child{border-bottom:0}
.tick{flex:0 0 24px;height:24px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700;margin-top:2px}
.list strong{color:var(--navy);display:block;margin-bottom:2px}
.list span{color:var(--muted);font-size:.95rem}

/* Benefits */
.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.benefit{text-align:center;padding:36px 24px;background:#fff;border-radius:var(--radius);border:1px solid var(--border);transition:transform .25s}
.benefit:hover{transform:translateY(-4px)}
.benefit .card-icon{margin:0 auto 18px}

/* Newsletter */
.newsletter{background:linear-gradient(135deg,var(--navy),#15294a);color:#fff;border-radius:24px;padding:60px;text-align:center}
.newsletter h2{color:#fff}
.newsletter p{color:#cdd9ec;margin-bottom:28px}
.nl-form{display:flex;gap:12px;max-width:520px;margin:0 auto;flex-wrap:wrap;justify-content:center}
.nl-form input{flex:1;min-width:240px;padding:14px 18px;border-radius:10px;border:0;font-size:1rem;font-family:inherit}
.consent{font-size:.85rem;color:#a9b9d4;margin-top:14px;display:flex;align-items:center;gap:8px;justify-content:center}
.consent input{margin:0}

/* FAQ */
.faq-item{background:#fff;border:1px solid var(--border);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq-q{width:100%;text-align:left;padding:20px 24px;background:none;border:0;font-size:1.05rem;font-weight:600;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-family:inherit}
.faq-q::after{content:'+';font-size:1.5rem;color:var(--blue);transition:transform .25s}
.faq-item.open .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;padding:0 24px;color:var(--muted)}
.faq-item.open .faq-a{max-height:300px;padding-bottom:20px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.form-row{margin-bottom:16px}
.form-row label{display:block;font-weight:600;color:var(--navy);margin-bottom:6px;font-size:.95rem}
.form-row input,.form-row textarea{width:100%;padding:13px 16px;border:1px solid var(--border);border-radius:10px;font-size:1rem;font-family:inherit;background:#fff}
.form-row textarea{min-height:130px;resize:vertical}
.form-row input:focus,.form-row textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(46,123,239,.15)}
.map{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);height:100%;min-height:340px}
.map iframe{width:100%;height:100%;border:0;min-height:340px}
.contact-info{margin-top:24px;color:var(--muted)}
.contact-info strong{color:var(--navy)}

/* Disclaimer */
.disclaimer{background:var(--light);border-left:4px solid var(--blue);padding:20px 24px;border-radius:8px;margin:40px 0;color:var(--navy);font-size:.95rem}

/* Footer */
.footer{background:var(--navy);color:#cdd9ec;padding:60px 0 24px;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer h4{color:#fff;margin-bottom:16px;font-size:1rem}
.footer ul{list-style:none}
.footer li{margin-bottom:8px}
.footer a{color:#cdd9ec}
.footer a:hover{color:#fff}
.foot-bottom{border-top:1px solid #2c4a6e;padding-top:24px;text-align:center;font-size:.9rem;color:#8ea3c2}

/* Cookie */
.cookie{position:fixed;bottom:24px;left:24px;right:24px;max-width:460px;background:#fff;border-radius:16px;box-shadow:0 20px 50px rgba(0,0,0,.2);padding:24px;z-index:200;opacity:0;transform:translateY(20px);transition:opacity .4s,transform .4s;pointer-events:none}
.cookie.show{opacity:1;transform:translateY(0);pointer-events:auto}
.cookie h4{color:var(--navy);margin-bottom:10px}
.cookie p{font-size:.9rem;color:var(--muted);margin-bottom:16px}
.cookie-btns{display:flex;gap:8px;flex-wrap:wrap}
.cookie-btns button{padding:10px 16px;border-radius:8px;font-size:.88rem;font-weight:600;cursor:pointer;border:0;font-family:inherit}
.btn-accept{background:var(--blue);color:#fff}
.btn-reject{background:var(--gray);color:var(--navy)}
.btn-custom{background:transparent;color:var(--blue);text-decoration:underline}

.prefs{display:none;margin-top:16px;padding-top:16px;border-top:1px solid var(--border)}
.prefs.show{display:block}
.pref-row{display:flex;justify-content:space-between;align-items:center;padding:8px 0;font-size:.9rem}

/* Reveal */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .7s,transform .7s}
.reveal.in{opacity:1;transform:translateY(0)}

/* Legal pages */
.legal{padding:60px 0}
.legal h1{font-size:2.4rem;color:var(--navy);margin-bottom:14px}
.legal .updated{color:var(--muted);margin-bottom:32px}
.legal h2{font-size:1.4rem;margin-top:32px;margin-bottom:10px}
.legal p,.legal li{color:var(--text);margin-bottom:10px}
.legal ul{margin-left:20px;margin-bottom:14px}

@media(max-width:900px){
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;padding:20px;border-bottom:1px solid var(--border)}
  .nav-links.open{display:flex}
  .menu-btn{display:block}
  .hero-grid,.split,.contact-grid,.foot-grid{grid-template-columns:1fr;gap:40px}
  .cards{grid-template-columns:repeat(2,1fr)}
  .benefits{grid-template-columns:1fr}
  .newsletter{padding:40px 24px}
  section{padding:60px 0}
}
@media(max-width:560px){
  .cards{grid-template-columns:1fr}
}